UI Behaviour Driven by API Fields

Debtor Account Selection

The presence or absence of Initiation.DebtorAccount in domestic_payment_pii determines whether the user selects their account at the LFI or if it is pre-selected by the TPP.

TIP

Passing a DebtorAccount reduces friction for users who have already selected their account within the TPP's own interface, but removes the user's ability to choose a different account at the LFI.

Creditor Configuration

The presence or absence of creditors in Initiation.Creditor in domestic_payment_pii determines how the LFI presents payment recipient information to the user.

Initiation.Creditor	LFI Authorisation Page Behaviour
1 creditor	The single payee's name and account details are displayed under "Who you're paying". (See Example 1)
2–10 defined creditors	All specified payees are listed under "Who you're paying". (See Examples 2, 3 & 4)
Undefined (absent or empty)	A general message informs the user that the TPP is responsible for selecting beneficiaries at payment time. (See Example 5)

Permissions and Data Access

The table below describes the text shown to users on the Consent Page.

Permissions	Text shown to user on Consent Page
ReadAccountsBasic	You also grant us permission to access your account details before making the payment.
ReadAccountsDetail	You also grant us permission to access your account details before making the payment.
ReadRefundAccount	You also grant us permission to access your account details in order to process a refund.
ReadAccountsBasicReadAccountsDetail	You also grant us permission to access your account details before making the payment.
ReadAccountsBasicReadBalances	You also grant us permission to access your account details and balance before making the payment.
ReadAccountsBasicReadRefundAccount	You also grant us permission to access your account details before making the payment, as well as to process refunds.
ReadAccountsDetailReadBalances	You also grant us permission to access your account details and balance before making the payment.
ReadAccountsDetailReadRefundAccount	You also grant us permission to access your account details before making the payment, as well as to process refunds.
ReadAccountsBasicReadAccountsDetailReadBalances	You also grant us permission to access your account details and balance before making the payment.
ReadAccountsBasicReadAccountsDetailReadRefundAccount	You also grant us permission to access your account details before making the payment, as well as to process refunds.
ReadAccountsBasicReadBalancesReadRefundAccount	You also grant us permission to access your account details and balance before making the payment, as well as to process refunds.
ReadAccountsDetailReadBalancesReadRefundAccount	You also grant us permission to access your account details and balance before making the payment, as well as to process refunds.
ReadAccountsBasicReadAccountsDetailReadBalancesReadRefundAccount	You also grant us permission to access your account details and balance before making the payment, as well as to process refunds.