Draft

This is v2.2-draft — a working draft of the v2.2 standards, published for review and not yet ratified. It MUST NOT be used as the basis for a production implementation. For the current standards, switch to v2.1 using the version selector. See the v2.1 → v2.2-draft changelog for every change in this version.

Banking · Confirmation of Payee · UX

Confirmation of Payee — User Experience 2 min read

You must display the Confirmation of Payee result faithfully aligned with the demo and examples below. You may not suppress, reorder, or alter the result as this could mislead the customer about whether the payee name matched. The customer must always be able to make an informed decision about whether to proceed with the payment based on the result shown.

Your CoP screen must be submitted as part of CX certification prior to production.

01 Interactive Demo

Edit the consent and watch the previews respond

TPPConsent page

LFIAuthorisation page

Confirm Payment Details

[TPP trading name] needs your permission to make the payment below:

Amount

Payee Name

IBAN

Payment Reference

Payment Purpose

Unknown code

Please select the account to pay from

Current Account

AE07 0331 2345 6789 0123 456

Balance

5000

Overdraft

1500

Savings

AE07 0331 2345 6789 0123 457

Balance

25000

Add to my list of Trusted Payees

Pay using AlTareq

Cancel

Edit the message.Data fields returned by the LFI and see to change the signed JWS is embedded inside the domestic_payment_pii creditor block and watch the Consent and Authorisation page previews update live.

{
  "Initiation": {
    "Creditor": [
      {
        "Creditor": { "Name": "Ibrahim Al Sabah" },
        "CreditorAccount": {
          "SchemeName": "IBAN",
          "Identification": "AE070331234567890123456",
          "Name": { "en": "Ibrahim Al Sabah" }
        },
        "ConfirmationOfPayeeResponse": "…"
      }
    ]
  }
}

02 Examples

Confirmation of Payee — User Experience 2 min read

Edit the consent and watch the previews respond

Sample user journeys

Example 1 — Single Instant Payment — ConfirmationOfPayee.Yes

Example 2 — Single Instant Payment — ConfirmationOfPayee.Partial

Example 3 — Single Instant Payment — ConfirmationOfPayee.No

Example 4 — Variable On Demand (Multi Creditor) — ConfirmationOfPayee.Yes

Example 5 — Variable On Demand (Multi Creditor) — ConfirmationOfPayee.Yes + one without ConfirmationOfPayee

Example 6 — Variable On Demand (Multi Creditor) — ConfirmationOfPayee.Yes + ConfirmationOfPayee.Partial