TPP · Sandbox · Model Insurer

Sandbox — Model Insurer 2 min read

To support onboarding and early development, a Model Insurer has been deployed within the sandbox environment. This simulated Licensed Financial Institution mirrors the structure and behavior of a real insurer, providing TPPs with a safe, compliant space to test their end-to-end Insurance Data Sharing integration flows.

Like the Model Bank, the Model Insurer is registered in the Trust Framework and exposes Authorization Servers, discovery endpoints, and Open Finance APIs — just like any production LFI. TPPs use it to gather Insurance Data Sharing Functional Certification evidence. It lets you:

Explore API discovery via the .well-known endpoint
Test registration with real (sandbox) software statements
Validate certificate-based authentication and mutual TLS setups
Simulate consent flows and retrieve insurance policy data across sectors

01 Model Insurer Discovery

The .well-known endpoint and what it exposes

The .well-known endpoint for the Model Insurer is:

.well-known URL

https://auth1.altareq2.sandbox.apihub.openfinance.ae/.well-known/openid-configuration

The .well-known endpoint exposes the following critical information values:

Field	Value
`issuer`	`https://auth1.altareq2.sandbox.apihub.openfinance.ae`
`authorization_endpoint`	`https://auth1.altareq2.sandbox.apihub.openfinance.ae/auth`
`par_endpoint`	`https://as1.altareq2.sandbox.apihub.openfinance.ae/par`
`token_endpoint`	`https://as1.altareq2.sandbox.apihub.openfinance.ae/token`
`registration_endpoint`	`https://rs1.altareq2.sandbox.apihub.openfinance.ae/tpp-registration`
`jwks_uri`	`https://keystore.sandbox.directory.openfinance.ae/233bcd1d-4216-4b3c-a362-9e4a9282bba7/application.jwks`
Resource Server (`rs`)	`https://rs1.altareq2.sandbox.apihub.openfinance.ae`

02 Model Insurer Credentials

Test credentials and policies

Use these to authenticate at the Model Insurer and retrieve policy data across the insurance sectors.

Login

Username	Password
`mits`	`mits`

Policies

Two policies are available per sector, across the six insurance sectors the Model Insurer underwrites.

InsurancePolicyId	Type	PolicyNumber
`10000000-0000-0000-0000-000000000001`	employment	`P1000000000000001`
`10000000-0000-0000-0000-000000000002`	employment	`P0000000000000002`
`20000000-0000-0000-0000-000000000001`	health	`P2000000000000001`
`20000000-0000-0000-0000-000000000002`	health	`P2000000000000002`
`30000000-0000-0000-0000-000000000001`	home	`P3000000000000001`
`30000000-0000-0000-0000-000000000002`	home	`P3000000000000002`
`40000000-0000-0000-0000-000000000001`	life	`P4000000000000001`
`40000000-0000-0000-0000-000000000002`	life	`P4000000000000002`
`50000000-0000-0000-0000-000000000001`	motor	`P5000000000000001`
`50000000-0000-0000-0000-000000000002`	motor	`P5000000000000002`
`60000000-0000-0000-0000-000000000001`	renters	`P6000000000000001`
`60000000-0000-0000-0000-000000000002`	renters	`P6000000000000002`