This is v2.2-draft — a working draft of the v2.2 standards, published for review and not yet ratified. It MUST NOT be used as the basis for a production implementation. For the current standards, switch to v2.1 using the version selector. See the v2.1 → v2.2-draft changelog for every change in this version.
Insurance 2 min read
The Open Finance Insurance capabilities enable secure and efficient sharing of insurance policy data — empowering third-party providers (TPPs) with the tools they need to deliver policy aggregation, switching, broking, and value-added digital insurance services.
All services operate under strict consent management and granular data access permissions, mediated and validated by the API Hub.
Browse the Insurance capabilities
The full set of capability areas covered by the LFI Insurance standards.
Insurance Data Sharing
Expose a customer’s insurance policies to consented TPPs across seven sectors — Employment, Health, Home, Life, Motor, Renters, and Travel. Permissions such as ReadInsurancePolicies, ReadCustomerBasic, and ReadInsurancePremium control which fields are returned. When the customer grants ReadInsurancePremium, your Ozone Connect endpoints return the Premium field as an encrypted JWE.
- Policy information across 7 sectors
- Customer & payment-method data
- Encrypted premium values
- Coverage, riders & claims history
Insurance Quotation
Receive quote requests, accept, and issue policies through your Ozone Connect endpoints across the same seven sectors. Choose between LFI-Led (your LFI hosts the customer end-to-end) and TPP-Led (the TPP collects KYC and surfaces an LFI-hosted payment URL). Status events flow back to subscribed TPPs through PATCH /insurance-quote-log/{logId}.
- Quotes across 7 sectors
- New, Renewal & Switch quote types
- LFI-Led & TPP-Led modes
- Webhook-driven status events