Bank Data Sharing 2 min read
The Open Finance Banking Data Sharing capabilities enable secure, consent-driven access to customer banking data. These services empower licensed third-party providers (TPPs) to deliver account aggregation, financial management tools, lending assessments, and value-added digital services.
Bank Data Sharing Provider
Access to the Bank Data Sharing APIs requires TPPs to hold the BDSP role. The API Hub validates the role on every request before proxying it to the LFI.
Endpoint & account type coverage
Not all endpoints are expected to be delivered for every account subtype, and not all account subtypes are available for every account type.
Account subtypes by account type
CurrentAccountSavingsCreditCardFinanceMortgageEndpoints by account subtype
/accounts/accounts/{AccountId}/accounts/{AccountId}/balances/accounts/{AccountId}/transactions/accounts/{AccountId}/statements/accounts/{AccountId}/products/customer/accounts/{AccountId}/customer/accounts/{AccountId}/beneficiaries/accounts/{AccountId}/direct-debits/accounts/{AccountId}/scheduled-payments/accounts/{AccountId}/standing-ordersWho's consuming Account Information
TPPs currently consuming Account Information data across UAE Open Finance.
Browse this section
The full set of pages for the Bank Data Sharing API.
Bank Data Sharing — Requirements
Validation rules and behaviour your Ozone Connect Bank Data Sharing endpoints must follow.
Bank Data Sharing — API Guide
Implementation notes, payload structure, pagination, and worked examples.
Bank Data Sharing — User Journeys
The end-to-end flows your customer experiences when sharing data through a TPP.
Get Accounts
OpenAPI reference for the GET /accounts endpoint.
Get an Account
OpenAPI reference for the GET /accounts/{AccountId} endpoint.
Get Balances for an Account
OpenAPI reference for the GET /accounts/{AccountId}/balances endpoint.
Get Beneficiaries for an Account
OpenAPI reference for the GET /accounts/{AccountId}/beneficiaries endpoint.
Get Customers
OpenAPI reference for the GET /customer endpoint.
Get Customer for an Account
OpenAPI reference for the GET /accounts/{AccountId}/customer endpoint.
Get Direct Debits for an Account
OpenAPI reference for the GET /accounts/{AccountId}/direct-debits endpoint.
Get Product Configuration for an Account
OpenAPI reference for the GET /accounts/{AccountId}/products endpoint.
Get Scheduled Payments for an Account
OpenAPI reference for the GET /accounts/{AccountId}/scheduled-payments endpoint.
Get Standing Orders for an Account
OpenAPI reference for the GET /accounts/{AccountId}/standing-orders endpoint.
Get Statements for an Account
OpenAPI reference for the GET /accounts/{AccountId}/statements endpoint.
Get Transactions for an Account
OpenAPI reference for the GET /accounts/{AccountId}/transactions endpoint.