1. Authority to ContributeIf a legal entity
- Contributions are made by employees within the scope of employment, or
- Independent contractors under written IP assignment obligations
License · Contribute · Implement
Open License and Contribution Agreement
The legal terms, licensing conditions, and contribution requirements applicable to anyone who accesses, implements, or contributes to the UAE Open Finance Standards. Agreement to these terms is mandatory before submitting any Contribution.
01 Purpose
Who this Agreement is for
This document defines the legal terms applicable to any natural person or legal entity (the "Contributor") who:
- Accesses or implements the UAE Open Finance Standards
- Contributes to the development of the Standards
- Participates in consultations, working groups, or technical discussions
It establishes
- The open copyright license granted by the Central Bank of the United Arab Emirates (CBUAE)
- The rights and obligations of Contributors
- The intellectual property framework governing Contributions
- Confidentiality and governing law provisions
Agreement to these terms is mandatory before submitting any Contribution.
02 Scope
What this Agreement covers
- The UAE Open Finance Standards, specifications, documentation, and related materials (the "Standards")
- All Contributions submitted now or in the future
- All draft and final versions of the Standards
- Participation in working groups, consultations, and development activities
03 Copyright
The license granted by CBUAE
Copyright © 2024 — Central Bank of the United Arab Emirates
CBUAE grants a non-exclusive, royalty-free, worldwide copyright license to any contributor, developer, implementer, or interested party to:
- Reproduce
- Prepare derivative works
- Distribute
- Perform
- Display
the UAE Open Finance Standards solely for the purpose of developing and implementing the Standards.
04 Attribution
Crediting CBUAE as source
Attribution must be made to CBUAE as the source of the material. Such attribution must not imply endorsement by CBUAE.
05 Disclaimer of warranty
The Standards are provided 'as is'
The Standards are provided "as is", without warranty of any kind, express or implied, including but not limited to:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
CBUAE shall not be liable for any claim, damages, or other liability arising from:
- Use of the Standards
- Implementation of the Standards
- Contributions made by any party
06 Legal status
Collective Work under UAE Federal Decree-Law
The Standards, amendments, and Contributions are considered a "Collective Work" under UAE Federal Decree-Law No. 38/2021, which governs copyright protection for innovative literary, artistic, and scientific creations in the United Arab Emirates.
07 Contribution Agreement
What contributors agree to
General principles
CBUAE makes the Standards available for implementation without fee.
Any feedback, submission, suggestion, upload, or other material related to the Standards (unless clearly marked "Not a Submission" or "Not a Contribution") constitutes a "Contribution."
By submitting a Contribution, the Contributor agrees to the terms below.
Contributor representations and warranties
The Contributor represents and warrants that:
1. Authority to ContributeIf an individual
- The employer has authorized the Contribution, waived relevant rights, or
- Has entered into a separate agreement with CBUAE
2. No conflicting obligations
Contributor has no third-party obligations that would prevent:
- Participating in working groups
- Making Contributions
- Granting rights in intellectual property